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'جواد سهامیان مقدم' روز سه شنبه در گفت و گو با خبرنگار ایرنا، تاكید كرد: وجود این سیستم یك پارچه اطلاعات از بروز تقلب و تخلف در صنعت بیمه جلوگیری می كند.

وی اظهار داشت: ریسك حوادث دارندگان وسایل نقلیه زمینی در بخش مسوولیت باید در ابعاد مختلف كنترل و مدیریت شود و این مدیریت از طریق ایجاد سیستم اطلاعات در صنعت بیمه برای تمام خودروها و شركت های بیمه امكان پذیر است.

وی ادامه داد: همچنین یك پارچه شدن اطلاعات نیروی انتظامی و راهنمایی و رانندگی با سیستم شركت های بیمه و همچنین ارتباط شركت های بیمه و قوه قضاییه و سایر دستگاه های ذیربط در جهت تایید اصالت مدارك تصادف و سایر اسناد و غیره می تواند بیمه شخص ثالث را از حاشیه زیان خارج كند.

سهامیان مقدم با بیان آن كه، اگر این موارد تحقق یابد نرخ های موجود متضمن سود برای شركت های بیمه است، گفت: در غیر این صورت با مدیریت نامناسب امكان وجود دارد كه بیمه شخص ثالث برای شركت ها زیان آور باشد.

وی ادامه داد: نرخ حق بیمه تا حدی می تواند تاثیر بر جلوگیری از زیان بر شركت های بیمه داشته باشد، اما نظارت، كنترل و سیستم های یكپارچه اطلاعات پلیس، قوه قضاییه، پزشك قانونی و اجرای احكام با صنعت و شركت های بیمه می تواند تاثیر به سزایی در سود آوری داشته باشد.

وی با بیان آن كه، در صنعت بیمه دو نظام نرخ گذاری آزاد و تعرفه ای وجود دارد، اظهار داشت: در نظام تعرفه ای سازمانی متولی ارزیابی ریسك در حوزه های مختلف است كه به طور عام حداقل نرخ حق بیمه را تعیین می كند و شركت های بیمه موظف هستند كه این حق بیمه را رعایت كنند و برای آن ضمانت های اجرایی در نظر می گیرند.

مدیر عامل بیمه ایران تصریح كرد: در ایران بیمه مركزی مسولیت این امر را به عهده داشت، اما بعد از گذشت چندین دهه و ارزیابی هایی كه انجام دادند به این نتیجه رسیدند كه نرخ های مصوب متناسب با ریسك های پوشش بیمه ای نیست و نرخ هایی كه مورد تعرفه بود بیشتر از حق بیمه ریسك است.

به گفته وی، بر همین اساس مردم حق بیمه بیشتری در برخی از رشته ها پرداخت می كردند.

وی ادامه داد: در همین راستا نظام آزاد نرخ گذاری اجرایی شد و بر اساس مصوبات شورای عالی بیمه قرار شد كه ارزیابی و مدیریت ریسك توسط هر شركت بیمه ای انجام شود، به نحوی كه متناسب با هر ریسك نرخ گذاری انجام می شود.

سهامیان مقدم با بیان آن كه، نظام آزاد نرخ گذاری جز دو رشته بیمه شخص ثالث و عمر اجرایی می شود، اظهار داشت: بیمه عمر به دلیل حساسیت در قراردادهای بلند مدت باید نسبت به آن نظارت و دقت بیشتری شود.

وی ادامه داد: البته معتقدم نرخی كه به سپرده های مردمی در بیمه عمر پرداخت می شود باید در اختیار شركت های بیمه ای قرار گیرد تا شركت هایی كه می توانند مدیریت بهینه بر منابع مالی خود داشته باشند، منافع بیشتری از طریق بیمه های عمر به بیمه گذاران ارایه كنند.

سهامیان مقدم در خصوص بیمه شخص ثالث نیز اظهار داشت: در تجدید نظر قانون بیمه مسوولیت شخص ثالث دارندگان وسایل نقلیه موتوری كه 20 شهریور 87 ابلاغ شد، پیش بینی شده كه نرخ حق بیمه شخص ثالث به پیشنهاد شورای عالی بیمه و تصویب هیات دولت باشد و آیین نامه توسط دولت تنظیم می شود.

وی گفت: آیین نامه نرخ گذاری، تخفیفات و غیره ابلاغ شده و نرخ حق بیمه شخص ثالث از این آیین نامه تبعیت می كند.

اقتصام**9141/1594



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به گزارش خبرنگار گروه امنیت دفاعی خبرگزاری فارس، سردار حسین ظریف‌منش، فرمانده دانشگاه جامع امام حسین (ع) در همایش امنیت پایدار در سالن‌ همایش‌های وزارت کشور ضمن اشاره به استقبال گسترده از این همایش اظهار داشت: فرستادن قریب به 340 مقاله نشان دهنده این است که نه تنها نظام به امنیت خود می‌اندیشید و هدف دارد بلکه اعضای جامعه اندیشمندان و متفکران جامعه نیز به امنیت و سازو کارهای آن اندیشیده و درصدد راهکارهای دستیابی به امنیت پایدار فکر می‌کنند. 



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به گزارش خبرگزاری فارس، در جریان برگزاری جلسه هیئت مدیره باشگاه استقلال علی فتح‌الله‌زاده، مدیرعامل فعلی استقلال با رسولی نژاد رئیس هیئت مدیره باشگاه و مقداد نجف نژاد روبوسی کرد. ظاهرا در این جلسه کدورت‌ بین فتح‌الله‌زاده و رسولی نژاد تمام شد.



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به گزارش خبرگزاری فارس از فردوس عباس اقبال‌ در جلسه دهگردشی که به صورت جداگانه در روستاهای انارستانک، خانیک و برون برگزار شد در جمع مردم روستای انارستانک اظهار داشت: اگر سرلوحه‌کار خدمت به مردم نباشد مسئولان هیچ شانی ندارند.



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به گزارش خبرگزاری فارس از اصفهان علیرضا ذاکراصفهانی در نشستی که دوشنبه شب با عنوان ساخت موزه منطقه‌ای اصفهان با حضور مسئولان میراث فرهنگی، استانداری و بانک ملی ایران در استانداری اصفهان برگزار شد، اظهار داشت: اصفهان شهری است که به لحاظ آثار تاریخی شرایط ویژه‌ای دارد و جزو استان‌های فرهنگی کشور محسوب می‌شود.



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به گزارش خبرنگار دفاعی خبرگزاری فارس، سردار سرلشکر سیدحسن فیروزآبادی رئیس ستاد کل نیروهای مسلح در حاشیه همایش امنیت پایدار که صبح امروز سه‌شنبه برگزار شد در جمع خبرنگاران گفت: با توجه به مکتب امام امروز به امنیت کشور نمره بسیار خوبی می‌دهم زیرا مرزهای ما و کشور ما امن و فعالیت‌های سیاسی و اقتصادی و فرهنگی ما در آرامش و امنیت اجرا می‌شود.



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به گزارش خبرگزاری فارس به نقل از پایگاه اینترنتی آسوشیتد پرس ، شرکت لوک اویل دومین تولید کننده بزرگ نفت روسیه افزود میزان سود خالص این شرکت در سه ماه نخست 2012 با 8 درصد رشد به بیش از 3.8 میلیارد دلار رسیده است .

بر اساس این گزارش افزایش قیمت جهانی نفت تاثیر زیادی در رشد سود خالص این شرکت داشته است . بر این اساس ، سود خالص این شرکت روسیه در مدت مشابه سال 2011 میلادی به کمتر از 3.5 میلیارد دلار رسیده است . کاهش ارزش روبل در برابر دلار و افت مالیات بر در آمد نیز تاثیر زیادی بر افزایش سود خالص شرکت لوک اویل داشته است .

این گزارش افزود میزان فروش شرکت لوک اویل در این مدت با 19 درصد رشد به بیش از 35.3 میلیارد دلار رسیده است . میزان سود فعالیتهای پالایشگاهی این شرکت در سه ماه نخست 2012 میلادی بیش از 28 درصد رشد داشته است .

میزان تولید نفت و گاز شرکت لوک اویل در سه ماه نخست 2012 با 0.7 درصد کاهش نسبت به مدت مشابه سال قبل به کمتر از 2.2 میلیون بشکه در روز رسیده است . شرکت لوک اویل ماه گذشته عملیات اکتشاف در یکی از میدانهای بزرگ نفتی عراق موسوم به قرنه غربی را آغاز کرده است . میزان تولید نفت در این میدان باید تا پایان سال 2013 میلادی به بیش از 150 هزار بشکه در روز برسد . این رقم تا پایان سال 2017 میلادی نیز قرار است به بیش از 1.8 میلیون بشکه در روز برسد .



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به گزارش حوزه سیاسی خبرگزاری فارس به نقل از دفتر حفظ و نشر آثار آیت الله العظمی خامنه ای ،پرویز امینی ،مؤلف کتاب «مهار قدرت در مردم‌سالاری دینی بر اساس دیدگاه‌های امام خمینی و قانون اساسی»در یاداشتی



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'مهدی محدثی' روز سه شنبه در گفت و گو با خبرنگار معارف ایرنا اظهار داشت: این اثر سال‌شمار زندگی رادمرد الهی، امام خمینی (ره) از تولد تا پیروزی انقلاب اسلامی ایران است كه برابر نگاشته ها، اسناد و خاطره ها ارایه شده است.

وی افزود: این كتاب در 17 فصل و 824 صفحه، به حوادث و وقایع زندگی بنیانگذار جمهوری اسلامی ایران، حضرت امام خمینی(ره) پرداخته است.

محدثی درباره موضوع ها و منابع این كتاب خاطرنشان كرد: در هر یك از فصل های هفده گانه این كتاب، برهه ای از حیات تاریخ ساز این رادمرد الهی به تصویر كشیده شده است. كارشناس بازاریابی و ارتباط با مراكز علمی موسسه بوستان كتاب بیان داشت: فصل نخست، به تولد و ایام كودكی تا تحصیل امام خمینی (ره) در حوزه علمیه قم اختصاص دارد و در فصل های بعدی، به تدریس در حوزه، آغاز مبارزات، حوادث سیاسی و تبعید به تركیه، نجف ، پاریس و ... پرداخته شده است.

وی افزود: در آخرین فصل این كتاب نیز به وقایع سیاسی و مبارزاتی امام راحل پرداخته شده كه منجر به پیروزی انقلاب در تاریخ 22 بهمن 1357 شد.

محدثی خاطرنشان كرد: این كتاب اكنون مراحل پایانی چاپ را می گذراند و قرار است تا پیش از بیست و سومین سالگرد ارتحال حضرت امام خمینی (ره) از چاپ خارج شده و در دسترس علاقه مندان به كتاب و كتابخوانی قرار گیرد.

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به گزارش خبرگزاری فارس به نقل از روابط عمومی شرکت ملی مهندسی و ساختمان نفت ایران، فرهاد احمدی گفت: احداث یک واحد پالایشگاهی تحت دانش بومی و همچنین نصب تجهیز یکپارچه پالایشگاهی به وزن 450 تن از جمله شاخصهای استفاده از توان و نیروی داخلی در اجرای طرح توسعه پالایشگاه امام خمینی (ره) است.

مدیر عامل شرکت ملی مهندسی و ساختمان نفت ایران، نصب بلندترین برج پالایشگاهی کشور را از دیگر ویژگی بارز این طرح عنوان کرد و ادامه داد: پالایشگاه امام خمینی (ره) شازند نخستین واحد پالایشگاهی کشور است که در تلفیق با واحدهای پتروشیمی، محصول باارزش پروپیلن تولید می کند.

به گفته وی، طرح توسعه پالایشگاه امام خمینی (ره)  یکی از بزرگترین واحدهای بنزین سازی خاورمیانه است که در نیمه نخست سال جاری به بهره برداری می رسد.

احمدی اضافه کرد: با احداث و راه اندازی تمامی 30 واحد فرآیندی و جانبی طرح توسعه پالایشگاه امام خمینی (ره)، این پالایشگاه به یکی از بزرگترین واحدهای تولید بنزین منطقه تبدیل می شود و به این ترتیب بزرگترین قطب بنزین سازی کشور نیز رقم خواهد خورد.

احمدی آخرین وضعیت طرح توسعه پالایشگاه امام خمینی (ره) شازند را تشریح کرد و گفت: این طرح در مراحل راه اندازی واحدهای باقی مانده قرار دارد که مجموعه واحدهایی که به هم متصل هستند، یکی پس از دیگری آماده بهره برداری می‌شوند.

مدیر عامل شرکت ملی مهندسی و ساختمان نفت ایران اظهار امیدواری کرد: با راه اندازی هفت واحد باقیمانده، در نیمه نخست سال جاری این طرح تحویل بهره برداری می‌شود.

وی وظیفه شرکت ملی مهندسی و ساختمان نفت ایران را طراحی واحدهای تولید فرآورده های نفتی بر اساس استانداردهای تعریف شده از طرف شرکت ملی پالایش و پخش اعلام کرد و گفت: در طراحی واحدهایی که بر عهده است، تمام استانداردهای روز رعایت می شود که پالایشگاه امام خمینی (ره) شازند و شهید تندگویان تهران نمونه هایی از این طرح ها است.

احمدی همچنین از آماده سازی واحد تولید نفت گاز در پالایشگاه شهید تندگویان خبر داد و گفت: با راه اندازی این واحد روزانه 8 میلیون لیتر نفت گاز مرغوب و متناسب با استانداردهای روز دنیا در این واحد پالایشگاهی تولید می شود.

انتهای پیام/



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تاریخ انتشار : سه‌شنبه 09 خرداد 1391 | نظرات (0)

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